Compliance Risk Analyst(Full Time) - Plano, Sugar Land, Amarillo

External Applicants: Please apply through Prosperity Bank's Career Center at https://www.prosperitybankusa.com/Careers.  Applying through any other source may prevent Prosperity from receiving your application.  

Internal Applicants: If you are a current associate of Prosperity Bank, please apply through the internal Talent - Career Center in ADP.

POSITION PURPOSE

Responsibilities include performing an ongoing review of the compliance risk management areas, including vendor management, warehouse lending, risk assessments, and new products and services.   This position partners with other areas of Compliance as well as other business units throughout the Bank to ensure compliance with applicable state and federal laws, rules, and regulations.  

1. Perform analysis and review risk data providing insightful recommendations and opinions.
2. Assist with developing and maintaining compliance risk assessments, including but not limited to Compliance, Red Flags, UDAAP. 
3. Perform regular compliance due diligence reviews on third-party vendors, both new and existing.
4. Perform compliance risk reviews on warehouse lenders, as needed.
5. Prepare analysis and reports for management.
6. Review and analyze current and proposed processes, practices, and documents to identify possible risks or non-compliance issues.
7. Administer and complete tasks such as data gathering, system or process creation and implementation.
8. Support compliance operations and monitor points of controls.
9. Regularly monitor and evaluate the effectiveness of internal controls, systems, and procedures.
10. Review of regulatory changes to ensure in depth understanding of how changes will impact business units and banking centers.
11. Assist with other compliance projects as assigned.

The above statements describe the general nature and level of work only.  They are not an exhaustive list of all required responsibilities, duties, and skills.  Other duties may be added, or this job description amended at any time.

QUALIFICATIONS

Education/Certification:              College degree

EXPERIENCE REQUIRED:                   In depth knowledge of banking regulations

Minimum 2+ years’ experience related experience.

Experience in Quality Control and/or Internal Auditing and Compliance 

SKILLS/ABILITIES:                              Analytical, detail oriented and accurate

Well organized

Excellent written and verbal communication skills  

Demonstrated ability to work well with associates at all levels

Strong problem-solving skills

Ability to research, interpret, and explain regulations and other compliance-related documents

PC skills including proficiency in MS Word and Excel